Capital gains taxes are an affluent investor’s single largest investment expense. Metamorphosis Money Management, or M3, is a Discretionary Overlay Manager™ that offers advisors a new tax management solution to minimize the impact of capital gains taxes that enables investors to keep more of their gains while delivering a customized portfolio.

M3 has advanced the practice of tax loss harvesting into a systematic, quantitative strategy that is executed throughout the year. Called the Perpetual Harvest™, M3’s process seizes upon the daily volatility in the stock market to either chip away at investors’ capital gains tax bills or stockpile tax losses that can be used to offset gains months or even years in the future to potentially improve absolute returns.

M3 works with advisors and our solution is designed for tax sensitive clients:

• With a low basis single stock portfolio
• With a low basis multiple stock portfolio
• Using separate account strategies that want ongoing tax management
• Receiving distributions from exchange funds
• That have sold their company and face large tax bills
• Moving their assets from multiple advisors to one

Click here to learn about how we do it.